You need a home insurance inventory to account for items that are damaged or stolen. Items kept inside your home can be damaged by fire, rain or other peril. Thieves or burglars can also break into the home and steal many of your possessions. A way is needed to account for missing and damaged items.
When you are ready to create a list of your possessions, then a pen and paper can be used. This is a way to easily obtain the name of all your items and a short description. You can then take this information and put it into a computer program to create an electronic file.
Go into all of the rooms in the house and add all of the items to your list. This includes accessories on display, furniture, pictures, artwork, and any collectibles. Items that you document need to be added to your home policy for them to be replaced after a loss.
Make sure that you include a brief description of all items in your home. This includes items that are in your basement. You should make note of the brand name, the model name, and serial number. You may also want to include receipts if any are available for these items.
Make a backup copy of any list that you create for the items in your house. This can be on a CD-ROM, a flash drive or store a copy on the Internet. Storage lockers that are available online can easily be used to store electronic files. Another option is to attach a file to an email message.
Make sure that your home Insurance Inventory is stored in a safe place. You do not want to store the list on a laptop computer that has the potential to get stolen. Files can also be uploaded to the internet when they need to be stored off site.
When you are ready to create a list of your possessions, then a pen and paper can be used. This is a way to easily obtain the name of all your items and a short description. You can then take this information and put it into a computer program to create an electronic file.
Go into all of the rooms in the house and add all of the items to your list. This includes accessories on display, furniture, pictures, artwork, and any collectibles. Items that you document need to be added to your home policy for them to be replaced after a loss.
Make sure that you include a brief description of all items in your home. This includes items that are in your basement. You should make note of the brand name, the model name, and serial number. You may also want to include receipts if any are available for these items.
Make a backup copy of any list that you create for the items in your house. This can be on a CD-ROM, a flash drive or store a copy on the Internet. Storage lockers that are available online can easily be used to store electronic files. Another option is to attach a file to an email message.
Make sure that your home Insurance Inventory is stored in a safe place. You do not want to store the list on a laptop computer that has the potential to get stolen. Files can also be uploaded to the internet when they need to be stored off site.
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