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Sunday, December 2, 2012

Top Car Insurance For Teenagers

By Pedroque Masoniers


Just like salt and pepper, car insurance and teenagers are also two things that need to go together. That is why there car insurance tailor-fitted for teenagers.

But even if auto insurance is a requirement for teenagers, it's one of the toughest insurances to get because of the cost. This is because teenagers have the greater risk of getting into accidents which prompts the insurance companies to make the cost of teen car insurance high. This thought shouldn't discourage you from buying a car insurance for your teen because there are still other ways to land an affordable car insurance for teenagers.

Step one is you must encourage your teen to keep a clean driving record. This means there shouldn't be a single DUI arrest or the like because one mistake can cost you thousands of dollars added to your insurance policy premium.

Second step is to inspire your teen to be good at school. There are several insurance companies that give discounts to teens that are in school and have been getting great grades. This is a win-win situation for you and your teen. Also, you can let your teen to an accredited driver safety course where he or she will not only learn how to be a safe driver; he or she will also be able to get discounts from the insurance cost.

Another way to get cheap car insurance for teenagers is to let them join certain civic or community organizations such as Eagle Scouts or Girl Scouts. This can somehow prove that your teen has a lesser chance of getting into an accident so they are rewarded with discounts.

A safer car would also help lower the cost of the insurance of your teen. You choose a safe car and you will enjoy as much as fifty percent off your teen's insurance premium. This car can be a Honda Civic or a Volvo or any newer model that has airbags which are the not only the least expensive to insure-but also the safest for your teen to drive. There's a big no-no for sports cars, expensive cars, high-performance cars and SUVs since they carry higher risk and higher insurance premiums.

Finally, you can put safety features in your teen's car to get lower premiums on auto insurance for teens. These can include anti-lock brakes, traction control, automatic seat belts and side-impact air bags.




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